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020 _a9781444342314
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020 _a1444342312
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020 _a9781444342284
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020 _a1444342282
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020 _z9781405196574
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020 _z9781405196581
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020 _z9781444342291
024 8 _a9786613204882
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035 _a(OCoLC)739119074
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037 _a10.1002/9781444342314
_bWiley InterScience
_nhttp://www3.interscience.wiley.com
050 4 _aHG2040.2
_b.A255 2011
072 7 _aBUS
_x054030
_2bisacsh
082 0 4 _a332.7/2
_222
049 _aMAIN
100 1 _aAalbers, Manuel.
245 1 0 _aPlace, exclusion, and mortgage markets /
_cManuel B. Aalbers.
260 _aMalden :
_bWiley-Blackwell,
_c2011.
300 _a1 online resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
490 1 _aStudies in urban and social change
505 0 _aFront Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index.
520 _a"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"--
_cProvided by publisher.
504 _aIncludes bibliographical references and index.
505 8 _aMachine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index.
588 0 _aPrint version record.
650 0 _aDiscrimination in mortgage loans
_vCase studies.
650 0 _aMortgages
_vCase studies.
650 0 _aMarginality, Social
_vCase studies.
650 4 _aBusiness.
650 7 _aBUSINESS & ECONOMICS
_xReal Estate
_xMortgages.
_2bisacsh
650 7 _aDiscrimination in mortgage loans.
_2fast
_0(OCoLC)fst00895112
650 7 _aMarginality, Social.
_2fast
_0(OCoLC)fst01009156
650 7 _aMortgages.
_2fast
_0(OCoLC)fst01026642
655 4 _aElectronic books.
655 7 _aCase studies.
_2fast
_0(OCoLC)fst01423765
776 0 8 _iPrint version:
_aAalbers, Manuel.
_tPlace, exclusion, and mortgage markets.
_dMalden : Wiley-Blackwell, 2011
_z9781405196574
_w(DLC) 2011001456
_w(OCoLC)650218736
830 0 _aStudies in urban and social change.
856 4 0 _uhttp://onlinelibrary.wiley.com/book/10.1002/9781444342314
_zWiley Online Library
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